Commercial Decisions
Cost of Delay Calculator
Estimate the indicative commercial value associated with postponing a pricing review, contract renegotiation or cost adjustment.
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Liquidity Horizon
13-Week Cash Forecast
Model committed payroll, operating costs, and debtor collections across a rolling 90-day horizon to spot cash valleys early.
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Timeline & NPV
Cash Flow Diagram Visualiser
Plot inflows and outflows across project periods. Visualize cash timing and calculate real-time Net Present Value (NPV).
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Working Capital
Operating Cash Flow (OCF)
Calculate operating cash flow using the indirect method. See where cash is trapped in stock, invoices, or supplier payables.
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Core
Pressure Decision Map
Diagnose what kind of pressure you’re in — cash, trust,
or timing — and choose the right response.
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Liquidity
Cash vs Control
Separate a genuine cash shortage from a control
problem. Fix the leakage first.
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Debt
Debt Illusion
Checklist
Identify when borrowing is funding time… versus funding
losses. Prevent quiet spirals.
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Psychology
Scarcity Bias Test
A short test to spot decision compression: short
horizons and risk mispricing.
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Trust
Trust Temperature
Diagnose whether the system is running on trust or
surveillance. (Surveillance costs more).
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Cadence
Weekly Rhythm
A lightweight operating cadence: what to check weekly
to stop reacting to bank balance whiplash.
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